In life there are often unexpected needs that arise where cash flows do not always meet the demands of life. From auto loans to personal situations, VisionBank fills the needs of our customers. We offer a wide variety of options and have local lenders available to meet your needs.
Fixed interest rates
Flexible terms depending on type of loan and purchase
Monthly payments that are fixed and predictable
Loan may be secured (subject to lien search) with personal collateral or a deposit account
Call us today to get started!
Scott HoffmanConsumer Lender
Scott HoffmanConsumer Lender
Scott Hoffman graduated from the University of Iowa with a BA in Interdepartmental Business Studies and an Entrepreneurial Certificate of Management. Scott joined the Bank in May of 2021 and has over seven years of experience in the financial services industry. He joined the Bank as a new Consumer and Commercial Loan Officer. Originally from Centerville, Iowa, Scott has lived in Des Moines for over a decade and resides in Beaverdale. When not at the bank, Scott spends his time with family and friends going riding on trails or boating at Saylorville Lake.
At VisionBank, our agricultural roots run deep. We thank and admire farmers for their hard work and dedication while recognizing the importance that agriculture plays in our daily lives. Whether you are a lifestyle farmer, small farm, larger farm or an agri-business, VisionBank has the experience, products and services to help you achieve your goals.
VisionBank’s lenders work to understand your needs, while providing experience and insight to help you succeed.
Ag Loans –
Farm Operation
Machinery and Equipment
Livestock
Farm Real Estate
Josh Bryant Sr. Vice President Loan Operations
Josh Bryant Sr. Vice President Loan Operations
Josh Bryant is Senior Vice President – Loan Operations. He handles the majority of the Bank’s Ag Lending and leads the Loan Operations department. He has a degree in Agricultural Business form Iowa State University. Josh grew up on a family farm with 320 acres of row crop and a 1200 head feedlot. He also owned a small cow calf operations with his father. Josh has been in banking since 1997 with previous lending experience at an Ag Bank in Northern Iowa. He was hired by Legacy Bank in 2004. When not at the bank, Josh is a skilled BBQ pitmaster and often participates in competitive BBQ events.
Commercial loans can come in all shapes and sizes. With local decision making, VisionBank lenders understand that not all commercial loans can fit into the same box. Whether you are buying a rental property, commercial building or investing into an existing business, let VisionBank find a solution that fits your needs.
While we offer very competitive pricing in the commercial market, the real difference we provide is expertise and transparency in our relationships.
Jon AlbertVice President Commercial Portfolio Specialist
Jon AlbertVice President Commercial Portfolio Specialist
Jon Albert is our Vice President Commercial Portfolio Specialist. He graduated from Iowa State with degrees in Management, Finance and Design Studies. Jon joined the Bank in 2018. He has 15 years of business banking experience from large national banks to community banks. Jon also has experience in residential construction, commercial insurance and government technology sales. In his spare time, he enjoys riding motorcycles on the street or track and rock climbing or skiing out west.
Contact details:
Jon Albert
Clive Branch
Phone (515) 226-3302
Fax (515) 226-3305
Josh Bryant Senior Vice President Commercial Banker
Josh Bryant Senior Vice President Commercial Banker
Josh Bryant is Senior Vice President Commercial Banker. He handles the majority of the Bank’s Ag Lending and leads the Loan Operations department. He has a degree in Agricultural Business form Iowa State University. Josh grew up on a family farm with 320 acres of row crop and a 1200 head feedlot. He also owned a small cow calf operations with his father. Josh has been in banking since 1997 with previous lending experience at an Ag Bank in Northern Iowa. He was hired by the Bank in 2004. When not at the bank, Josh is a skilled BBQ pitmaster and often participates in competitive BBQ events.
Brad Pfaltzgraff is Chief Operations Officer. He is an experienced Commercial lender who has been with Legacy Bank since 2004. Brad is a graduate of Bondurant-Farrar High School and has a degree in Business Administration from the University of Northern Iowa (Go Panthers!). Brad has been a lifelong resident of the Des Moines area. He has previous experience working in the financial and technology fields. During his tenure with Legacy Bank, Brad has experience in Consumer Loans, Secondary Market lending, Construction Loans, Commercial Lines of credit and Commercial Real Estate lending.
As someone who lives and works in the community, Brad has been an active member in many community organizations. Previously he has held positions as the President of the Bondurant Chamber of Commerce, School Board Member of the Bondurant Farrar Community School district, and currently is the President of Bondurant Development and a board member of the Bluejay Basketball Club. When Brad is not in the bank, there is a good chance you will find him on a field or in a gym as a coach for local Bondurant youth sports teams.
Small businesses are different and we understand. As a locally owned bank, VisionBank prides itself on taking the time to understand your small business and its unique financing needs. Let our experienced local lenders learn more about your business and how we can partner to help your business do what it does best. Whether it is equipment purchases, lines of credit, expansion needs or even ownership transitions, let one of our commercial lenders provide their lending expertise.
Jon AlbertVice President Commercial Portfolio Specialist
Jon AlbertVice President Commercial Portfolio Specialist
Jon Albert is our Vice President Commercial Portfolio Specialist. He graduated from Iowa State with degrees in Management, Finance and Design Studies. Jon joined the Bank in 2018. He has 15 years of business banking experience from large national banks to community banks. Jon also has experience in residential construction, commercial insurance and government technology sales. In his spare time, he enjoys riding motorcycles on the street or track and rock climbing or skiing out west.
Contact details:
Jon Albert
Clive Branch
Phone (515) 226-3302
Fax (515) 226-3305
Josh Bryant Senior Vice President Commercial Banker
Josh Bryant Senior Vice President Commercial Banker
Josh Bryant is Senior Vice President Commercial Banker. He handles the majority of the Bank’s Ag Lending and leads the Loan Operations department. He has a degree in Agricultural Business form Iowa State University. Josh grew up on a family farm with 320 acres of row crop and a 1200 head feedlot. He also owned a small cow calf operations with his father. Josh has been in banking since 1997 with previous lending experience at an Ag Bank in Northern Iowa. He was hired by the Bank in 2004. When not at the bank, Josh is a skilled BBQ pitmaster and often participates in competitive BBQ events.
Brad Pfaltzgraff is Chief Operations Officer. He is an experienced Commercial lender who has been with Legacy Bank since 2004. Brad is a graduate of Bondurant-Farrar High School and has a degree in Business Administration from the University of Northern Iowa (Go Panthers!). Brad has been a lifelong resident of the Des Moines area. He has previous experience working in the financial and technology fields. During his tenure with Legacy Bank, Brad has experience in Consumer Loans, Secondary Market lending, Construction Loans, Commercial Lines of credit and Commercial Real Estate lending.
As someone who lives and works in the community, Brad has been an active member in many community organizations. Previously he has held positions as the President of the Bondurant Chamber of Commerce, School Board Member of the Bondurant Farrar Community School district, and currently is the President of Bondurant Development and a board member of the Bluejay Basketball Club. When Brad is not in the bank, there is a good chance you will find him on a field or in a gym as a coach for local Bondurant youth sports teams.
We work with industry professionals from a variety of different industries. Medical, accounting, legal and financial to name a few. These individuals often have specific needs that are dictated by their profession. Having a team of people that can be relied upon to deliver top notch service and convenience is paramount. We have been able to help these individuals in a variety of ways. Come see what we can do for you.
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