Legacy Bank Mortgages

Purchases

Buying a house is a big step, and Legacy Bank has over 100 years of banking experience to help you along the way. Our mortgage lenders have the experience required to help find the right loan for you. We are a family owned community bank known for our excellent customer service and comprehensive home loan products.

Mortgage Lenders – Legacy Bank has a team of lenders with combined experience of 40+ years ready to assist you with your home lending needs. From 100% financing to low down payments and low rates, our team will find the loan that fits your needs best. Get to know our team and find a lender near you.

Prequalification –Get prequalified quickly with one of our home loan experts. Today’s housing market is ever changing but that doesn’t mean the process has to be complicated. A prequalification letter gives sellers confidence that you are approved and ready to purchase a new home. Prequalification starts with an application to determine eligibility.

Mortgage Loans – Legacy bank offers a wide variety of loan products. We specialize in Conventional, VA, USDA and FHA loans. We also offer construction loans, Homes Equity Lines of Credit and 2nd mortgages. Our lenders will place you in a loan that meets your financial needs and personal preferences.

When you decide to purchase a new house, Legacy Bank will take you from the prequalification to loan closing with expertise and ease and make this process easy and affordable. Start your Legacy now.

Refinance

At Legacy Bank we are committed to a better future for you and the communities we serve.  A refinance can provide you with a lower interest rate, debt consolidation or the ability to make home improvements.  We offer a number of options for residential real estate loans with competitive rates and fees.  Our dedicated mortgage professionals have a combined 40+ years of experience and will provide you with the service you deserve.

  • Team Member

    Mike KentfieldMortgage Production Manager

  • Team Member

    Jeff SullivanMortgage Lender

  • Team Member

    Jebb RichMortgage Lender

  • Team Member

    Greg GibbMortgage Lender

Construction Loans

While some customers prefer the convenience of purchasing an existing home, others dream about putting their own personal touches into a custom built home. Constructing your new home from the first shovel of dirt to the final touch can be both a challenging and rewarding experience. Whether you have the serene piece of family ground available, or are still looking for your future building lot, let Legacy Bank’s knowledgeable construction lenders help guide you through the process from start to finish.

  • Team Member

    Jon AlbertChief Credit Officer

  • Team Member

    Brad PfaltzgraffChief Operations Officer

  • Team Member

    Mike KentfieldMortgage Production Manager

Home Equity Loans/ 2nd Mortgage

A home equity loan is a loan secured by the equity in a home. Equity is the value left when you subtract the debt on your home from the fair market value of your home. In other words, the price you paid for your home minus the remaining mortgage you have.

With a Home Equity Loan, you can consolidate debt or pay for major expenses. Home equity loans give you the security of a fixed-rate payment on principal or interest for the life of the loan and a steady repayment schedule.

Home Equity Line of Credit

A home equity line of credit is a flexible credit line, with the benefit of anytime-spending possibilities. Whether you want to tackle that home improvement project, take a much-needed vacation, pay for your child’s braces, finance a college education or simply consolidate your debt, we can help you find the perfect home equity line to fit your needs.

 

  • Team Member

    Jon AlbertChief Credit Officer

  • Team Member

    Josh Bryant Sr. Vice President
    Loan Operations

  • Team Member

    Brad PfaltzgraffChief Operations Officer

  • Team Member

    Mike KentfieldMortgage Production Manager

Mortgage Lenders

  • Team Member

    Mike KentfieldMortgage Production Manager

  • Team Member

    Jeff SullivanMortgage Lender

  • Team Member

    Jebb RichMortgage Lender

  • Team Member

    Greg GibbMortgage Lender

 

SAFE Act Notice

S.A.F.E Act Mortgage Loan Officer Registration Notice

In accordance with the Secure and Fair Enforcement of the Mortgage Licensing Act of 2008 (the S.A.F.E Act), the names and corresponding unique identifying numbers of mortgage loan officers for Legacy Bank are listed below:

Organization ID # 454070
Joshua W. Bryant # 644489
Brian T. Chittenden # 644501
Gregory R. Gibb # 1009280
Michael J. Kentfield # 644434
Brad D. Pfaltzgraff # 644539
Jebb D. Rich # 212235
Jeff L. Sullivan Jr. # 644540