Entrenched in Community | Exceptional Service | Quality Financial Products

Welcome to VisionBank!

Legacy Bank and VisionBank of Iowa – headquartered in Ames, Iowa – will merge on November 1, 2022, and the resulting institutions will operate under the VisionBank of Iowa name.

We will continue to be the same great bank with a community banking tradition that sets us apart from other financial institutions. Both banks have a culture of commitment to customers and the community, making the partnership an ideal fit. We share a common belief in providing face-to-face personal service, the convenience of electronic banking services, and dedication to our customers’ financial success. We will continue to bring you the same competitive products and services and expanded lending capacity, all delivered by the bankers you have come to appreciate.

Our business approach and commitment to you and the community will remain unchanged. We are delighted to bring you 9 additional banking locations in Ames, Boone, Grimes, Huxley, Ogden, and Waukee. After the transition, you will have access to 13 banking centers, all located right here in Central Iowa.

For now, please continue banking as you always have. You will receive a comprehensive guide in the coming months. The guide is designed to help you prepare for the formal transition from Legacy Bank to VisionBank of Iowa, which is scheduled for April 17, 2023.We are excited to welcome Legacy Bank customers to the VisionBank of Iowa Family. We look forward to getting to know you and helping you achieve your financial goals.

What’s Happening?

For now: Bank as usual until April 17, 2023: 

  • Access your online and mobile banking accounts through the Legacy Bank website and mobile app.
  • Continue to visit your local Legacy Bank branches.
  • Use your debit card, credit cards, and checks as you normally would.
  • No changes needed for any direct deposits, recurring payments, or scheduled transfers.

Mid-Late October: All Legacy customers will receive a “Welcome to VisionBank” letter detailing important dates, information on VisionBank, and an updated copy of the VisionBank privacy policy. 

January – February:Customers will receive a comprehensive guide by mid-February. This guide is designed to assist customers in the formal transition from Legacy Bank to VisionBank. 

Additional details and timelines will be shared as information comes available. In the meantime, be sure to visit visionbank.com to explore the many products and services that can help you achieve your unique financial goals. We appreciate your patience as we work through the finer details of this partnership.  

At this point, you should have received two mailings, one describing the exciting changes taking place at VisionBank, as well as a letter explaining the account options our newly merged bank will offer. As noted in prior communications, the formal conversion from Legacy Bank to VisionBank of Iowa will be effective April 17, 2023. As we are approaching our conversion date, here is some important information that we would like to share with you:


Beginning Monday, April 17, 2023, www.banklegacy.com will be re-routed to www.visionbank.com. All bank, product, service, and community information will be housed here.

Checks & Debit Cards 

Checks: The Legacy Bank routing number will continue to work, and your current supply of checks will continue to clear. When it comes time to reorder checks, you will receive VisionBank branded checks with the updated routing number.

Debit Cards: You should have recently received your new VisionBank MasterCard Debit Card. This card will replace your Legacy Bank Visa Card, effective April 17, 2023. Please activate your new card using the 800 number provided and store it in a safe place until then. Your Legacy bank card will be deactivated on Monday, April 17, 2023. If you have auto-bill payments setup with your current card, you will need to provide each vendor with your new VisionBank card number to continue making payments.

Online Banking 

Effective Monday, April 17, 2023, you will access your Online Banking through www.visionbank.com. When you log on for the first time, please follow the steps below:

  1. Enter your current User ID in all lower-case letters and without spaces. Example: If your current User ID is Bob Smith54 you will need to enter bobsmith54.
  2. The system will ask you to enter a Temporary Password which is the LAST 4 digits of your Social Security Number.
  3. The system will prompt you to create a new password which must meet the following requirements:
    1. 8-17 characters in length
    2. Contain at least one alpha character (a-z)
    3. Contain at least one numeric character (0-9)
    4. Contain at least one special character (!, @, #, $, %, ^, &, *)

Statements/Interest Earnings 

Checking and Savings Account Customers: You will receive a statement with history through April 14, 2023, this month. This will be a mid-statement cut for most customers, but After April 14, your normal statement cycle will resume. For most customers this will result in a second statement in April with an account history from April 15 until your normal statement date. 

Business Customers: You will receive two statements in April, one on April 14th and one on April 30th. All interest will be paid on April 14, 2023.

Electronic Statements: If you receive electronic statements, you will receive a paper statement in April and will begin receiving electronic statements again in May. Electronic statements prior to April 14 will no longer be available. We recommend printing your statements prior to that date for future reference. Prior statements can also be requested through your local VisionBank branch if needed.

End of Day Processing

End of day cut off times for deposits, withdrawals, and other transactions is 5:30 p.m. On Friday, April 14th. All transactions must be made before this time to be considered same day activity. Transactions made after 5:30 p.m. will be posted on Monday, April 17th. Following the conversion, regular bank hours and cutoff times will remain unchanged.

Our hope is that by providing you with this information in advance, we can work with you to ensure that you are able to effectively manage your accounts during the conversion. In the coming days, please continue to check our website and bank lobbies for additional conversion updates.

Thank you for your patience during this process. The result of this conversion will offer you improved products and services as well as multiple banking locations across Central Iowa. We are excited that you can be a part of this change and look forward to continuing our relationship.